Practical decision guides
Understand the buying process, property checks, purchase costs, mortgage choices and investment returns — then apply the guidance to your own purchase.
Start with the buying process, property checks, mortgage structure, purchase costs or investment returns.
The initial repayment rate shapes your German mortgage payment, remaining balance, total interest and follow-on financing risk. This guide explains it with 2026 data and a clear €300,000 example.
A practical 2026 guide to German real estate transfer tax, annual property tax, rental income and property sales, with rates for all 16 states and a Berlin example.
ROI is easy to understand, while IRR adds the timing of cash flows. This guide compares both with cash-on-cash return using a Berlin apartment, debt, rent, ancillary purchase costs and a future sale.
A practical guide to buying property in Germany, from financing and contract review to notarisation, purchase-price payment, handover and registration in the land register.
A practical pre-purchase review of German condominium documents, owners’ association finances, service charges, special assessments, building condition and handover.